Investment Guidelines
INVESTMENT GUIDELINES
Project Financing with the Social Security Board.
Loan Requirements:
- Formal letter applying for credit and completed loan application.
- Detailed project description with purpose, location, scope, and duration.
- Company Legal Documents
- Audited financials for the last 3 years.
- Financial model including:
-    — Detailed description of assumptions.
-    — Projected cash flow, balance sheet, and income statement for 5 years (examined).
- Board of Directors Resolution authorizing the loan and any related approvals such as those authorizing collateral.
- Details of the Shareholding structure.
- Adequate Collateral –Â land, building, and equipment.
- Copy of land certificate(s) and/or other ownership documents.
- Copy of current loan agreement (if refinancing).
- Copy of Insurance Policy.
- Copies of relevant contracts and permits.
- Background, Character Reference and experience of the principals, directors, and key personnel.
- Bank References from two (2) financial institutions.
- Valuation Report – land, buildings, & equipment at applicant’s cost.
- Statement of the Projected Growth in employment or other positive economic impact.
- Construction – building plan, bill of quantities, permit and other pertinent documents.
- Site visit, Asset Verification, and review of GL accounts may apply.
- Any other pertinent information required during the Due Diligence process.
- Payment of applicable loan processing fee (non-refundable).
Use of Funds:
- Acquisition of Business
- Business Expansions
- Working Capital
- Purchase of Real Estate
- Purchase of Equipment
Investment Sectors:
- Agriculture and Aquaculture
- Building and Construction
- Education
- Health
- Manufacturing
- Real Estate
- Transportation
- Tourism
- Utilities
Contact us for more information at:
Investment Services
(501) 822-2163
Ext. 1226/ 1232/ 1301
invest@socialsecurity.org.bz
Start your Loan Application today!
Business Loan Application Form
Members of the Investment Committee
![](https://www.socialsecurity.org.bz/wp-content/uploads/2022/06/Mr-Magana.jpg)
Reynaldo Magaña
CHAIRMAN
![](https://www.socialsecurity.org.bz/wp-content/uploads/2023/07/Vanessa-Bricenowebf.png)
Vanessa Briceño
GOVERNMENT REPRESENTATIVE
![](https://www.socialsecurity.org.bz/wp-content/uploads/2022/06/Ms-Williams.jpg)
Keisha Williams
NATIONAL TRADE UNION CONGRESS OF BELIZE REPRESENTATIVE
![](https://www.socialsecurity.org.bz/wp-content/uploads/2017/09/Emil-Mena.jpg)
Emile Mena
BELIZE CHAMBER OF COMMERCE & INDUSTRY REPRESENTATIVE