Employment Injury: Death Benefit
DEATH BENEFIT
Death Benefit is a pension paid to the widow/widower, children or parents of a deceased insured person whose death was caused by an employment injury. A Funeral Grant is also payable to a person who has incurred the funeral expenses. There are no contribution conditions to be met to qualify for Employment Injury Benefits.
HOW TO QUALIFY
| YOU MUST | REQUIREMENTS |
|---|---|
| Be a survivor (widow/widower, child or parent) of a deceased insured contributor, who died as a result of employment injury caused by an accident. | Submit claim on form SVB1 Form. Ensure the form is submitted fully completed with the following documents: 1. Birth certificate of all survivors claiming benefit 2. Birth and death certificate of deceased insured person. 3. When spouse is applying, marriage certificate or valid declaration to prove common-law union needs to be presented |
| WIDOW:- Have the care of deceased insured person’s children or be pregnant for deceased insured person – Be 50 years or over – Be permanently incapable of self-support and was wholly dependent on the deceased | Claim should be made within 13 weeks after date of death of insured person. |
| WIDOWER- Must be an invalid without any source of income, who was fully dependent on deceased spouse | For late claims, no sum shall be paid for any period more than 26 weeks, from date on which the claim was made. |
| CHILDREN- Includes biological and step children or adopted children of the deceased insured person. Must be unmarried and under 16 years or 21 years if receiving full-time education | |
| PARENTS- Must be 55 years or over. If the deceased has no widow/ widower or children, parents can claim. |
FORM: Click to download form: SVBI Form
RATE AND PAYMENT OF BENEFIT
Maximum Benefit for all
Survivors is calculated at 60% of Average Insurable Earnings of the deceased insured person in the 4 weeks prior to injury
Widow(er) benefit
stops upon remarriage
WIDOW:
If the widow meets all the qualifying conditions, she gets Death Benefit for life, but if the conditions are not met, she gets payments for 52 weeks only
PORTIONS AWARDED
• Widow/widower: 66.67% • Invalid children: 40% • Other children: 25% • Parent: 40%
Minimum Pension
is $47 per week
Benefit for children
(not invalid), continues up to 16 years if not in school, and up to 21 years if receiving full-time education.
The payment starts as
of date of death of insured person, for as long as the survivors continue to meet the qualifying conditions
Maximum Pension
is $192 per week
If maximum benefit
(100%) is exceeded, each share is reduced accordingly