YOU MUST

OTHER REQUIREMENTS

TIME REQUIREMENT

• Be a survivor (widow/widower, child or parent) of a deceased insured contributor, who died as a result of employment injury caused by an accident.

•WIDOWER
- Must be an invalid without any source of income, who was fully dependent on deceased spouse

•CHILDREN
- Includes biological and step children or adopted children of the deceased insured contributor.  Must be unmarried and under 16 years or 21 years if receiving full-time education

• PARENTS
- Must be 55 years or over.  If the deceased has no widow/ widower or children, parents can claim

• Present birth certificate of all survivors claiming benefit

• Present birth and death certificate of deceased insured contributor

• When spouse is applying, present marriage certificate or valid declaration to prove common-law union

•WIDOW Must:
- Have care of deceased insured contributor's children or be pregnant for deceased insured contributor

- Be 50 years or over

• Submit claim on prescribed form (SVB1) for widow(er) and children AND (SVB4) for parents

Please click here to download the required forms: SVB1 & SVB4

How much and for how long is the Death Benefit?

Rate of Benefit Payment

Period of Benefit Payment

• Maximum Benefit for all Survivors = 60% of Average Insurable Earnings of the deceased insured contributor in the 4 weeks prior to injury

•INDIVIDUAL PORTIONS
- Widow/widower: 66.67%
- Invalid children: 40%
- Other children: 25%
- Parent: 40%

• If maximum benefit (100%) is exceeded, each share is reduced accordingly

• As of date of death of insured contributor, for as long as the survivors continue to meet the qualifying conditions

• Widow(er) benefit stops upon remarriage

• Benefit for children (not invalid), continues up to 16 years if not in school, and up to 21 years if receiving full-time education.

• WIDOW:
- If the widow meets all the qualifying conditions, she gets Death Benefit for life, but if the conditions are not met, she gets payments for 52 weeks